0% Purchase Credit Card

A 0% purchase credit card is a credit card which offers a rate of 0% on purchases for an introductory period, which can be for as long as 9 months before reverting to the card issuers standard variable rate. Some 0% purchase credit cards also offer an introductory rate on balance transfers as well.

With a 0% purchase credit card you can choose to make a purchase now rather than later, of say a flat screen TV or holiday, and then save money by paying it back in installments, interest free for the duration of the introductory purchase period. There are a large number of credit cards in the UK market offering a 0% introductory purchase rate. Here are our featured 0% purchase credit cards :-

Credit CardBalance Transfer Rate Duration and FeeNew Purchases Rate and DurationTypical APR VariableCashBack or Loyalty RewardsApply
Halifax All In OneHalifax All In One
Show More Information
0% for 9 months
(3% fee)
0% for 9 months15.9%N/Aapply online
Bank of ScotlandBank of Scotland
Show More Information
0% for 9 months
(3% fee)
0% for 9 months15.9%N/Aapply online
MBNA RewardsMBNA Rewards
Show More Information
0% for 13 months
(2.9% fee)
0% for 3 months15.9%Reward pointsapply online
VirginVirgin
Show More Information
0% for 16 months
(2.98% fee)
0% for 3 months16.6%Virgin discountsapply online
MBNA Platinum PlusMBNA Platinum Plus
Show More Information
0% for 13 months
(2.9% fee)
0% for 3 months15.9%N/Aapply online
BTBT
Show More Information
0% for 13 months
(3% fee)
0% for 3 months16.9%Money off BT billapply online
NatWest PlatinumNatWest Platinum
Show More Information
0% for 15 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
RBS PlatinumRBS Platinum
Show More Information
0% for 15 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
HSBC BankHSBC Bank
Show More Information
0% for 15 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online

Latest 0% Purchase Credit Card News


New RBS Credit Card Offer

18th May 2009

RBS have a new balance transfer offer available on the RBS Platinum credit card which now offers 0% on balance transfers for 15 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The RBS credit card is a MasterCard which is available for online applications to existing RBS customers only. Read More

MasterCard 2 For 1 Days Out

2nd April 2009

MasterCard are currently offering 2 for 1 vouchers for a selection of the UK's top attractions this summers as well as running a competition to win 1 of 500 family day passes. The competition is open to all UK MasterCard holders who use their card between the 1st of April and 30th of June 2009 and who register at the MasterCard web site. Read More

New Post Office Credit Card Offer

20th March 2009

Post Office Financial Services have introduced a new offer on the Post Office credit card with an introductory offer on balance transfers of 0% for 12 months on balance transfers, with a 2.98% handling fee, and a typical 16.9% APR variable. The Post Office credit card is a MasterCard which is available for online applications. Read More

Return to top of 0% Purchase Credit Card page