Bad Credit Credit Card

If you have had credit problems in the past, then getting a credit card can be more difficult. Mainstream credit card companies are more likely to reject you, and this rejection will not help what may already be a damaged credit rating. However there are several credit card companies that will consider all your circumstances and will try to approve you for a credit card. These bad credit credit cards do have higher than average APR's but are a good way to repair your credit rating and give you a credit card that can you use wherever needed, including online.

You are more likely to be accepted for a bad credit credit card, if any CCJ's you may have had are more than a year old. There are a number of credit cards in the UK market that are more accepting of people with a bad credit history. Here are our featured bad credit credit cards :-

Credit CardCredit LimitOnline DecisionTypical APR VariableTarget Applicant
Capital One ClassicCapital One Classic
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Up to £2,500Response within 1 minute34.9%New to credit or rebuilding your credit ratingapply online
Vanquis VisaVanquis Visa
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Up to £1,000N/A39.9%New to credit or credit problems in the pastapply online
aquaaqua
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Up to £2,200N/A35.9%New to credit or credit problems in the pastapply online

Latest Bad Credit Credit Card News


New RBS 0% Offer

16th July 2010

RBS have a new introductory 0% offer available on the RBS Platinum credit card which now comes with 0% on balance transfers for 16 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The RBS credit card is a MasterCard credit card which is available for online applications. Read More

Virgin Money Credit Card Payments

9th July 2010

Virgin Money has announced plans to change the order of payments on its credit cards from 1st September so that the most expensive debt gets paid off first as compared to the current system where any payments made to your credit card account go towards the cheapest debt first. Read More

BT Retail Credit Card Offer

21st June 2010

BT have introduced the BT Retail Credit Card, which comes with an introductory offer of 0% on petrol and supermarket spend for 10 months from the date your account is opened with a typical 16.9% APR variable. The BT credit card also offers money off your BT phone bill and is a Visa credit card which is available online. Read More

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