Bad Credit Credit Card

If you have had credit problems in the past, then getting a credit card can be more difficult. Mainstream credit card companies are more likely to reject you, and this rejection will not help what may already be a damaged credit rating. However there are several credit card companies that will consider all your circumstances and will try to approve you for a credit card. These bad credit credit cards do have higher than average APR's but are a good way to repair your credit rating and give you a credit card that can you use wherever needed, including online.

You are more likely to be accepted for a bad credit credit card, if any CCJ's you may have had are more than a year old. There are a number of credit cards in the UK market that are more accepting of people with a bad credit history. Here are our featured bad credit credit cards :-

Credit CardCredit LimitOnline DecisionTypical APR VariableTarget ApplicantApply
Capital One Classic
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Up to £2,500Response within 1 minute34.9%New to credit or rebuilding your credit ratingapply online
Vanquis Visa
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Up to £1,000N/A39.9%New to credit or credit problems in the pastapply online

Latest Bad Credit Credit Card News


MBNA Platinum Card Offer Changes

29th May 2009

MBNA have changed the offer on their Platinum Plus credit card which now has an introductory offer of 0% on balance transfers for 13 months, when made within the first 90 days of opening your account, with a 2.9% handling fee and a typical 15.9% APR variable. Read More

New NatWest Credit Card Offer

18th May 2009

NatWest has changed the introductory offer available on the NatWest Platinum credit card and now offers 0% on balance transfers for 15 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The NatWest credit card is a MasterCard which is available for online applications to existing NatWest customers only. Read More

Virgin Credit Card Offer Changes

17th April 2009

Virgin Money, has increased the balance transfer offer available on the Virgin credit card and now offers one of the longest introductory offers in the current UK credit card market with 0% on balance transfers for 16 months from the date your account is opened, with a 2.98% handling fee and a typical 16.6% APR variable. The Virgin credit card is a MasterCard and is available for online applications. Read More

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