Bad Credit Credit Card

If you have had credit problems in the past, then getting a credit card can be more difficult. Mainstream credit card companies are more likely to reject you, and this rejection will not help what may already be a damaged credit rating. However there are several credit card companies that will consider all your circumstances and will try to approve you for a credit card. These bad credit credit cards do have higher than average APR's but are a good way to repair your credit rating and give you a credit card that can you use wherever needed, including online.

You are more likely to be accepted for a bad credit credit card, if any CCJ's you may have had are more than a year old. There are a number of credit cards in the UK market that are more accepting of people with a bad credit history. Here are our featured bad credit credit cards :-

Credit CardCredit LimitOnline DecisionTypical APR VariableTarget ApplicantApply
Capital One Classic
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Up to £2,500Response within 1 minute34.9%New to credit or rebuilding your credit ratingapply online
Vanquis Visa
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Up to £2,000Response within 1 minute39.9%New to credit or credit problems in the pastapply online
Aqua
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Up to £2,200N/A35.9%New to credit or credit problems in the pastapply online

Latest Bad Credit Credit Card News


Egg Changes Balance Transfer Offer

1st September 2008

Egg have changed the introductory offer on their balance transfers and the Egg credit card now has an introductory rate of 0% until the 1st December 2009, with a handling fee of 3%, and a typical 16.9% APR variable. The Egg credit card is a Visa card which is available for online applications. Read More

MBNA Platinum Card Offer Changes

20th August 2008

MBNA have changed the offer on their Platinum Plus credit card which now comes with an introductory offer of 0% on balance transfers for 13 months made within first 90 days, with a 2.9% handling fee and a typical 15.9% APR variable. The MBNA Platinum Plus card is a Visa credit card which is available for online applications. Read More

UK Companies Anti-Fraud Measures

11th August 2008

US prosecutors have charged 11 people with stealing debit and credit card details for tens of millions of people in the USA dating back to 2003 and continuing to 2007. In the light of this UK credit card companies and banks have reassured the public regarding their credit card fraud measures. Read More

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