Bad Credit Credit Card

If you have had credit problems in the past, then getting a credit card can be more difficult. Mainstream credit card companies are more likely to reject you, and this rejection will not help what may already be a damaged credit rating. However there are several credit card companies that will consider all your circumstances and will try to approve you for a credit card. These bad credit credit cards do have higher than average APR's but are a good way to repair your credit rating and give you a credit card that can you use wherever needed, including online.

You are more likely to be accepted for a bad credit credit card, if any CCJ's you may have had are more than a year old. There are a number of credit cards in the UK market that are more accepting of people with a bad credit history. Here are our featured bad credit credit cards :-

Credit CardCredit LimitOnline DecisionRepresentative
APR (Variable)
Target Applicant
Vanquis VisaVanquis Visa
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Vanquis Bank Limited. Colonade, Sunbridge Road, Bradford, BD1 2LQ
Up to £1,000
N/A39.9%
APR
New to credit or credit problems in the past
Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.
Who Can Apply: UK resident, Age 18+, Minimum Income £4,000
apply online

Latest Bad Credit Credit Card News


New AA Balance Transfer Credit Card

17th October 2011

The AA have introduced a new balance transfer credit card. The introductory offer available on the AA balance transfer credit card card is an introductory offer of 0% on balance transfers for 16 months, with a handling fee of 2.9% and an interest rate of a representative 17.9% APR variable. The AA balance transfer credit card is a MasterCard credit card and is available for online applications. Read More

New Virgin Credit Card Offer

28th July 2011

Virgin Money have changed the promotional balance transfer offer available on the Virgin credit card which now offers 0% on balance transfers for 18 months for transfers made within the first 60 days, with a 2.7% handling fee and a representative 16.8% APR variable. The Virgin credit card is a MasterCard which is available for online applications. Read More

Post Office Credit Card Deals Change

23rd May 2011

The Post Office have changed the introductory deals available on Post Office credit card which now comes with an introductory offer on balance transfers of 0% for 14 months on balance transfers, with a 2.98% handling fee, and a representative 16.9% APR variable. The Post Office credit card is a MasterCard which is available for online applications. Read More

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