Low Rate Credit Card

A low rate credit card is a credit card which offers a low standard rate of interest on balance transfers and or on purchases made using the card and in most cases also has a typical APR rate which is also lower in comparison to most UK credit cards. More low rate credit cards have been introduced recently with a number of credit card companies having limited their 0% introductory offers on their credit cards.

A low rate credit card is popular with people who do not want to constantly switch credit cards to chase introductory rates, but want a competitive low rate on all purchases or balance transfers they make on the card. Here are our featured low rate credit cards :-

Credit CardBalance TransfersPurchasesRepresentative
APR (Variable)		Rewards
Barclaycard SimplicityBarclaycard Simplicity
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Barclays Bank PLC, 1 Churchill Place, London, E14 5HP
7.9% for life
(0% fee)		7.9% for life7.9%
APR		Barclaycard Freedom rewards
Representative Example: 7.9% APR Representative (variable). Based on 0% balance transfer fee, credit limit of £1,200, annual interest rate (variable) 7.9%
Who Can Apply: UK resident, Age 21+, Income £20,000+, Good credit rating
 apply online

Latest Low Rate Credit Card News


New AA Balance Transfer Credit Card

17th October 2011

The AA have introduced a new balance transfer credit card. The introductory offer available on the AA balance transfer credit card card is an introductory offer of 0% on balance transfers for 16 months, with a handling fee of 2.9% and an interest rate of a representative 17.9% APR variable. The AA balance transfer credit card is a MasterCard credit card and is available for online applications. Read More

New Virgin Credit Card Offer

28th July 2011

Virgin Money have changed the promotional balance transfer offer available on the Virgin credit card which now offers 0% on balance transfers for 18 months for transfers made within the first 60 days, with a 2.7% handling fee and a representative 16.8% APR variable. The Virgin credit card is a MasterCard which is available for online applications. Read More

Post Office Credit Card Deals Change

23rd May 2011

The Post Office have changed the introductory deals available on Post Office credit card which now comes with an introductory offer on balance transfers of 0% for 14 months on balance transfers, with a 2.98% handling fee, and a representative 16.9% APR variable. The Post Office credit card is a MasterCard which is available for online applications. Read More

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