Low Rate Credit Card

A low rate credit card is a credit card which offers a low standard rate of interest on balance transfers and or on purchases made using the card and in most cases also has a typical APR rate which is also lower in comparison to most UK credit cards. More low rate credit cards have been introduced recently with a number of credit card companies having stopped offering 0% introductory offers on their cards.

A low rate credit card is popular with people who do not want to constantly switch credit cards to chase introductory rates, but want a competitive low rate on all purchases or balance transfers they make on the card. Here are our featured low rate credit cards :-

Credit CardBalance TransfersPurchasesTypical APR VariableRewards
NatWest ClassicNatWest Classic
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N/A
4.9% for 9 months19.9%N/Aapply online
MBNA 5.9% For LifeMBNA 5.9% For Life
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5.9% for life
(2% fee)
N/A16.9%N/Aapply online
RBS ClassicRBS Classic
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N/A
4.9% for 9 months19.9%N/Aapply online

Latest Low Rate Credit Card News


New RBS 0% Offer

16th July 2010

RBS have a new introductory 0% offer available on the RBS Platinum credit card which now comes with 0% on balance transfers for 16 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The RBS credit card is a MasterCard credit card which is available for online applications. Read More

Virgin Money Credit Card Payments

9th July 2010

Virgin Money has announced plans to change the order of payments on its credit cards from 1st September so that the most expensive debt gets paid off first as compared to the current system where any payments made to your credit card account go towards the cheapest debt first. Read More

BT Retail Credit Card Offer

21st June 2010

BT have introduced the BT Retail Credit Card, which comes with an introductory offer of 0% on petrol and supermarket spend for 10 months from the date your account is opened with a typical 16.9% APR variable. The BT credit card also offers money off your BT phone bill and is a Visa credit card which is available online. Read More

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