31st October 2008

Capital One have become the latest credit card company to withdraw 0% introductory offers as the worldwide credit crunch continues. The Capital One Platinum card and Capital One Balance Transfer and Purchase Credit Card will no longer be available for applications as of the 1st November 2008.

Royal Bank of Scotland, NatWest and Mint have all recently withdrawn all of their their 0% introductory offers on both balance transfers and purchases, with other banks such as HSBC removing availability of their credit card from the online channel completely.

However the Virgin credit card, from Virgin Money, has recently increased the introductory offer available on balance transfers and now offers a market leading 0% on balance transfers offer for 16 months from the date your account is opened, with a 2.98% handling fee and a typical 16.6% APR variable.

The Virgin credit card has also increased the introductory offer on purchases to 0% on card purchases for 6 months and is available for online applications to UK residents who are over 18 years in age with a good credit history.

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