Platinum Credit Card

Platinum credit cards used to be reserved only for the very top earners, but with a much more competitive UK credit card market now, platinum credit cards are now available to those earning around £20,000 per year. Very few platinum credit cards offer features that are not now available on standard credit cards, and the platinum name is mostly used for marketing, to differentiate one credit card from another.

Platinum cards are available with a range of different features, some offer introductory rates on balance transfers, some introductory rates on purchases and others offer cash back. There are a large number of platinum credit cards in the UK market. Here are our featured platinum credit cards :-

Credit CardBalance TransfersPurchasesTypical APR VariableRewards
RBS PlatinumRBS Platinum
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0% for 16 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
MBNA Platinum PlusMBNA Platinum Plus
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0% for 13 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
NatWest PlatinumNatWest Platinum
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0% for 16 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
MBNA Platinum DualMBNA Platinum Dual
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0% for 10 months
(3% fee)
0% for 10 months16.9%N/Aapply online
Barclaycard PlatinumBarclaycard Platinum
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0% for 15 months
(2.9% fee)
0% for 3 months15.9%Barclaycard Freedom rewardsapply online
American Express PlatinumAmerican Express Platinum
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N/A
N/A19.9%Up to 5% cash backapply online
British Airways PlatinumBritish Airways Platinum
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N/A
N/A46%BA Miles, 6000 bonus milesapply online

Latest Platinum Credit Card News


Tesco Clubcard 0% On Purchases

26th July 2010

Tesco have increased the introductory offer on their Clubcard credit card and the card is now available with an offer of 0% on purchases for a market leading 13 months, with an interest rate after the introductory period of a typical 16.9% APR variable. The Tesco Clubcard is a MasterCard credit card which is available for online applications. Read More

New RBS 0% Offer

16th July 2010

RBS have a new introductory 0% offer available on the RBS Platinum credit card which now comes with 0% on balance transfers for 16 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The RBS credit card is a MasterCard credit card which is available for online applications. Read More

Virgin Money Credit Card Payments

9th July 2010

Virgin Money has announced plans to change the order of payments on its credit cards from 1st September so that the most expensive debt gets paid off first as compared to the current system where any payments made to your credit card account go towards the cheapest debt first. Read More

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