Platinum Credit Card

Platinum credit cards used to be reserved only for the very top earners, but with a much more competitive UK credit card market now, platinum credit cards are now available to those earning around £20,000 per year. Very few platinum credit cards offer features that are not now available on standard credit cards, and the platinum name is mostly used for marketing, to differentiate one credit card from another.

Platinum cards are available with a range of different features, some offer introductory rates on balance transfers, some introductory rates on purchases and others offer cash back. There are a large number of platinum credit cards in the UK market. Here are our featured platinum credit cards :-

Credit CardBalance Transfer Rate Duration and FeeNew Purchases Rate and DurationTypical APR VariableCashBack or Loyalty RewardsApply
MBNA Platinum PlusMBNA Platinum Plus
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0% for 13 months
(2.9% fee)
0% for 3 months15.9%N/Aapply online
Barclaycard GoldBarclaycard Gold
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0% for 6 months
(2.5% fee)
N/A19.9%N/Aapply online
American Express PlatinumAmerican Express Platinum
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N/A
N/A18.9%Up to 5% cash backapply online
RBS PlatinumRBS Platinum
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0% for 15 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
NatWest PlatinumNatWest Platinum
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0% for 15 months
(2.9% fee)
0% for 3 months16.9%N/Aapply online
British Airways PlatinumBritish Airways Platinum
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N/A
N/A46%BA Miles, 6000 bonus milesapply online
NatWest GoldNatWest Gold
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8.9% for life
(No fee)
8.9% for 9 months16.9%N/Aapply online
RBS GoldRBS Gold
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8.9% for life
(No fee)
8.9% for 9 months16.9%N/Aapply online

Latest Platinum Credit Card News


MBNA Platinum Card Offer Changes

29th May 2009

MBNA have changed the offer on their Platinum Plus credit card which now has an introductory offer of 0% on balance transfers for 13 months, when made within the first 90 days of opening your account, with a 2.9% handling fee and a typical 15.9% APR variable. Read More

New NatWest Credit Card Offer

18th May 2009

NatWest has changed the introductory offer available on the NatWest Platinum credit card and now offers 0% on balance transfers for 15 months, with a 2.9% handling fee, and an interest rate of a typical 16.9% APR variable. The NatWest credit card is a MasterCard which is available for online applications to existing NatWest customers only. Read More

Virgin Credit Card Offer Changes

17th April 2009

Virgin Money, has increased the balance transfer offer available on the Virgin credit card and now offers one of the longest introductory offers in the current UK credit card market with 0% on balance transfers for 16 months from the date your account is opened, with a 2.98% handling fee and a typical 16.6% APR variable. The Virgin credit card is a MasterCard and is available for online applications. Read More

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